Ms. Karen Ngui joined DBS in June 2005 and is Managing Director and Head of Group Strategic Marketing and Communications. She leads corporate communications, brand management, corporate advertising, strategic marketing, internal communications, sponsorships and corporate social responsibility. She is also responsible for managing and enhancing the bank’s brand positioning and establishing a consistent brand identity across all businesses and markets, including Singapore, Greater China, South and Southeast Asia. Karen has over 20 years of experience in corporate branding, marketing and communications for financial institutions. Prior to joining DBS, she was the Global Head, Brand Management and Strategic Marketing for Standard Chartered Bank. Karen holds a Bachelor of Science degree in Environmental Engineering from the University of Southern Illinois and a Masters of Business Administration from the University of Iowa. She is a Malaysian citizen and a Singapore Permanent Resident and is married with three children.